Simpler, faster payments
for your business.
Through our ISO partnership with a leading ACH processor, SummitUSA gives your business direct access to enterprise-grade payment infrastructure — with the personal support of a local technology partner who knows your business.
The payment rail that moves billions every day.
ACH (Automated Clearing House) is the electronic network that powers direct deposits, bill payments, and business-to-business transfers across the United States. It’s faster and significantly cheaper than paper checks or wire transfers.
Through our ISO partnership, SummitUSA gives your business access to the same payment infrastructure used by major enterprises — with flexible tools for recurring billing, one-time payments, and detailed reporting.
- Lower transaction costs than credit cards or wire transfers
- Recurring billing on any schedule you define
- Secure bank-to-bank transfers with full encryption
- Real-time transaction status and reporting
- Local ISO support from SummitUSA — not a national call center
- ● Property management companies
- ● Healthcare practices & medical billing
- ● Subscription & membership businesses
- ● Nonprofits collecting recurring donations
- ● B2B companies with regular vendor payments
Everything you need to collect and send payments.
TransactAccount
Our full-featured ACH platform for scheduling one-time and recurring payments, managing customer accounts, and processing transactions — accessible from any browser.
Recurring Billing
Set up automatic recurring payments on any schedule — weekly, monthly, quarterly. Once configured, payments process automatically without manual intervention.
Detailed Reporting
28+ report fields, customizable report builder, and pre-built templates for settled transactions, file upload summaries, and failed transaction analysis.
Fraud Prevention
Dual-user approval workflows prevent internal fraud. Email notifications alert you to every transaction upload, giving you real-time visibility and control.
Transaction Search
Search and filter transactions across 15 different criteria to quickly find exactly what you need — whether for reconciliation, customer disputes, or audits.
Local ISO Support
As your ISO agent, SummitUSA is your direct point of contact — not a national call center. We know your business and can resolve issues fast.
ACH from a team that actually uses it.
Plenty of firms resell ACH services. We’re different — we use ACH ourselves, daily, in our own regulated operations. That production experience shapes how we onboard, support, and troubleshoot for your business.
Local ISO, not a call center
You reach our team directly — not a national 800 number. When something comes up, you talk to the same people who set up your account.
We use ACH ourselves
We run ACH in our own regulated operations every day. We know the common snags, the monthly reporting flows, and the edge cases that come up in production.
Integrates with your stack
ACH usually needs to talk to something — your billing system, your CRM, your custom software. As a full IT firm, we can connect it to your stack, not just hand you a login.
Ready to simplify your payment collections?
Contact SummitUSA to get set up with ACH processing. As your local ISO agent, we handle the onboarding and support so you can focus on your business.